Median Salary
$83,510
per year, national
Hourly Rate
$40.15
based on 2,080 hrs/yr
Top 10% Earn
$169,230
entry level starts ~$56,250
Pay Grade
B+
strong pay · 64,000 employed
How much does a Credit Analyst make?
Credit Analysts in the United States bring home a median salary of $83,510 a year, or around $40.15 an hour. Pay spans a wide range: the bottom 10% earn under $56,250, while the top 10% earn $169,230.
That is $22,120 more than the median across all occupations in BLS data ($61,390).
Credit Analyst salary range by percentile
Half of all Credit Analysts earn between $65,210 and $122,460 a year.
| Pay level | Annual salary | Hourly rate | |
|---|
| 10th percentile (entry level) | $56,250 | $27.04 |
|
| 25th percentile (early career) | $65,210 | $31.35 |
|
| 50th percentile (median) | $83,510 | $40.15 |
|
| 75th percentile (experienced) | $122,460 | $58.88 |
|
| 90th percentile (top earners) | $169,230 | $81.36 |
|
Highest-paying states for Credit Analyst
Where you work matters more than almost anything else. New York leads the country for Credit Analyst pay at $133,270 a year, followed by District of Columbia ($132,590) and Virginia ($102,430). At the other end, West Virginia posts the lowest median at $57,320 — a gap of $75,950 for the same job, driven by local demand, industry mix, and cost of living.
Credit Analyst salary in every state
Official BLS state-level figures across 51 states and territories. Click a state for the full local breakdown.
New York $133,270District of Columbia $132,590Virginia $102,430New Jersey $100,940Hawaii $98,900Connecticut $98,230California $97,860Massachusetts $97,080Delaware $94,680North Carolina $94,570Washington $91,160Rhode Island $85,920Illinois $84,990Minnesota $82,630Maine $81,750Alaska $81,340Colorado $81,270Oregon $80,380Pennsylvania $80,280Alabama $79,970Nebraska $79,730Ohio $79,720Idaho $79,650Kentucky $79,290Texas $78,730Florida $78,360Georgia $77,990New Hampshire $77,980South Carolina $77,530Arizona $77,020Iowa $76,760Maryland $75,390Oklahoma $75,330Mississippi $74,880North Dakota $74,810Montana $74,650Michigan $74,640Utah $74,430Louisiana $73,210Kansas $73,120Nevada $73,090South Dakota $73,040Tennessee $72,550New Mexico $72,160Arkansas $71,370Vermont $71,220Wisconsin $68,690Missouri $65,350Indiana $62,660Wyoming $62,210West Virginia $57,320
Workforce and education
About 64,000 people work as Credit Analysts in the United States. The mean (average) wage is $100,850 — above the median, which means high earners pull the average up. On qualifications: a bachelor's degree (about 4 years of college) is the standard entry requirement, per O*NET occupation data.
Frequently asked questions
How much does a Credit Analyst make in the United States?
The median Credit Analyst salary in the United States is $83,510 per year, or about $40.15 per hour, according to U.S. Bureau of Labor Statistics estimates. Entry-level pay (10th percentile) starts around $56,250, while the top 10% of earners make $169,230 or more.
How does Credit Analyst pay compare to other jobs?
With a pay grade of B+ (strong pay), the Credit Analyst median of $83,510 is above the national median across all occupations tracked in BLS data ($61,390).
Which state pays Credit Analysts the most?
New York is the highest-paying state for Credit Analysts, with a median salary of $133,270 per year, based on official state-level BLS wage estimates.
How long does it take to become a Credit Analyst?
Becoming a Credit Analyst typically requires about 4 years of college. A bachelor's degree (about 4 years of college) is the standard entry requirement.
How many Credit Analysts work in the United States?
About 64,000 people were employed as Credit Analysts in the United States in the latest BLS Occupational Employment and Wage Statistics estimates.
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Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), Unknown vintage. Education requirements: O*NET (U.S. Department of Labor). Percentiles, employment, and state figures are official BLS estimates; hourly figures assume 2,080 hours/year. Individual pay varies by employer, experience, and location.