Texas Median
$66,370
per year
Hourly Rate
$31.91
based on 2,080 hrs/yr
vs National
-13% vs US median
US median $76,690
State Rank
#40 of 51
21,200 employed here
How much does a Loan Officer make in Texas?
Loan Officers in Texas take home a median of $66,370 annually — roughly $31.91 an hour — which runs 13% below the national median of $76,690.
Within Texas, entry-level pay starts around $34,150 while the top 10% make $135,280 or more. The middle 50% of earners fall between $48,030 and $95,770 a year.
Loan Officer salary range in Texas
| Pay level | Annual salary | Hourly rate | |
|---|
| 10th percentile (entry level) | $34,150 | $16.42 |
|
| 25th percentile (early career) | $48,030 | $23.09 |
|
| 50th percentile (median) | $66,370 | $31.91 |
|
| 75th percentile (experienced) | $95,770 | $46.04 |
|
| 90th percentile (top earners) | $135,280 | $65.04 |
|
How Texas compares
Texas ranks 40th out of 51 states and territories for Loan Officer pay. The top 5 best-paying states:
Loan Officer salary in other states
Massachusetts $101,600Connecticut $95,730New York $95,710Minnesota $95,170Colorado $94,520Oregon $94,440New Jersey $92,920District of Columbia $92,890Vermont $88,710Kansas $86,970North Dakota $84,650Iowa $83,670Delaware $83,130Maine $81,900California $81,770New Hampshire $80,660Washington $80,120South Dakota $79,920Nebraska $79,840Wyoming $79,620Illinois $79,150Virginia $78,320Wisconsin $78,290Rhode Island $77,250Ohio $76,370North Carolina $75,920Michigan $74,470Missouri $73,660Maryland $73,580Oklahoma $72,990Indiana $72,960Alaska $72,800Montana $71,570Florida $71,090Idaho $71,070Arkansas $70,260Pennsylvania $69,300Georgia $68,490Alabama $66,710Nevada $64,500Hawaii $63,740South Carolina $63,220Tennessee $62,800New Mexico $62,610Arizona $62,160Kentucky $62,090Louisiana $61,110Mississippi $60,260Utah $59,440West Virginia $57,580
Working as a Loan Officer in Texas
Nationally, about 274,000 people work as Loan Officers in the United States. A bachelor's degree (about 4 years of college) is the standard entry requirement.
Considering a move? Compare Texas pay ($66,370) against the highest-paying state above, and weigh the difference against housing and everyday costs — a smaller paycheck in a cheaper state can stretch further.
Frequently asked questions
How much does a Loan Officer make in Texas?
The median Loan Officer salary in Texas is $66,370 per year, or about $31.91 per hour, per official BLS state wage estimates. Salaries typically range from $34,150 at the entry level to $135,280 for the top 10% of earners.
How does Texas pay compare to the national average?
Texas pays Loan Officers about 13% less than the national median of $76,690. Texas ranks 40th out of 51 states and territories reporting this occupation.
Is Texas a good state for Loan Officers?
Pay runs below the national median here, at $66,370 a year. About 21,200 Loan Officers are employed in Texas. A lower cost of living can offset the smaller paycheck, so compare take-home value, not just salary.
What are the highest-paying jobs in Texas?
The highest-paying occupations in Texas include Cardiologist ($410,150), Neurologist ($360,640), Physician, Pathologists ($345,830), based on median annual pay in official BLS state estimates.
← See the national Loan Officer salary report
Related salaries
$54,920
median pay · 76,000 employed
$78,240
median pay · 12,000 employed
$81,370
median pay · 105,000 employed
$83,680
median pay · 1,450,000 employed
$61,160
median pay · 143,000 employed
$82,320
median pay · 251,000 employed
Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), Unknown vintage. Education requirements: O*NET (U.S. Department of Labor). State figures are official BLS state-level wage estimates. Where BLS suppresses a state percentile, it is scaled from the official national distribution. Individual pay varies by employer, metro area, and experience.