North Dakota Median
$74,130
per year
Hourly Rate
$35.64
based on 2,080 hrs/yr
vs National
-9% vs US median
US median $81,370
State Rank
#40 of 49
210 employed here
How much does an Insurance Underwriter make in North Dakota?
Insurance Underwriters in North Dakota take home a median of $74,130 annually — roughly $35.64 an hour — which runs 9% below the national median of $81,370.
Within North Dakota, entry-level pay starts around $54,790 while the top 10% make $99,490 or more. The middle 50% of earners fall between $60,470 and $91,490 a year.
Insurance Underwriter salary range in North Dakota
| Pay level | Annual salary | Hourly rate | |
|---|
| 10th percentile (entry level) | $54,790 | $26.34 |
|
| 25th percentile (early career) | $60,470 | $29.07 |
|
| 50th percentile (median) | $74,130 | $35.64 |
|
| 75th percentile (experienced) | $91,490 | $43.99 |
|
| 90th percentile (top earners) | $99,490 | $47.83 |
|
How North Dakota compares
North Dakota ranks 40th out of 49 states and territories for Insurance Underwriter pay. The top 5 best-paying states:
Insurance Underwriter salary in other states
Massachusetts $106,640New Hampshire $103,940Nevada $101,440Connecticut $100,690Colorado $100,640Washington $99,400New York $97,450Wisconsin $97,370New Jersey $96,220Maine $95,510California $95,320Maryland $92,120Illinois $89,620Georgia $85,980Rhode Island $84,720South Dakota $83,130Arkansas $82,130District of Columbia $82,070Virginia $81,870Alaska $81,620Minnesota $80,700Missouri $80,040Kentucky $79,830South Carolina $79,570Ohio $79,260Oregon $79,200Pennsylvania $78,950Texas $78,890Tennessee $78,840Florida $78,720Vermont $77,990Arizona $77,740Indiana $77,440Michigan $77,380North Carolina $77,120Kansas $77,070Louisiana $76,540Iowa $75,160Nebraska $75,120Hawaii $73,260Utah $72,730Oklahoma $66,770New Mexico $64,000Montana $63,140Idaho $62,530Wyoming $62,290Alabama $62,220Mississippi $59,250
Working as an Insurance Underwriter in North Dakota
Nationally, about 105,000 people work as Insurance Underwriters in the United States. A bachelor's degree (about 4 years of college) is the standard entry requirement.
Considering a move? Compare North Dakota pay ($74,130) against the highest-paying state above, and weigh the difference against housing and everyday costs — a smaller paycheck in a cheaper state can stretch further.
Frequently asked questions
How much does an Insurance Underwriter make in North Dakota?
The median Insurance Underwriter salary in North Dakota is $74,130 per year, or about $35.64 per hour, per official BLS state wage estimates. Salaries typically range from $54,790 at the entry level to $99,490 for the top 10% of earners.
How does North Dakota pay compare to the national average?
North Dakota pays Insurance Underwriters about 9% less than the national median of $81,370. North Dakota ranks 40th out of 49 states and territories reporting this occupation.
Is North Dakota a good state for Insurance Underwriters?
Pay runs below the national median here, at $74,130 a year. About 210 Insurance Underwriters are employed in North Dakota. A lower cost of living can offset the smaller paycheck, so compare take-home value, not just salary.
What are the highest-paying jobs in North Dakota?
The highest-paying occupations in North Dakota include Surgeon, All Other ($604,890), Radiologist ($553,140), Physician, All Other ($454,550), based on median annual pay in official BLS state estimates.
← See the national Insurance Underwriter salary report
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Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), Unknown vintage. Education requirements: O*NET (U.S. Department of Labor). State figures are official BLS state-level wage estimates. Where BLS suppresses a state percentile, it is scaled from the official national distribution. Individual pay varies by employer, metro area, and experience.