How much does a Credit Counselor make?
The median pay for a Credit Counselor in the United States is $52,230 per year — about $25.11 per hour. Entry-level positions start near $38,350, while the most experienced Credit Counselors in the top 10% earn $80,440.
That is $9,160 less than the median across all occupations in BLS data ($61,390).
Credit Counselor salary range by percentile
Half of all Credit Counselors earn between $45,720 and $64,080 a year.
| Pay level | Annual salary | Hourly rate | |
|---|---|---|---|
| 10th percentile (entry level) | $38,350 | $18.44 | |
| 25th percentile (early career) | $45,720 | $21.98 | |
| 50th percentile (median) | $52,230 | $25.11 | |
| 75th percentile (experienced) | $64,080 | $30.81 | |
| 90th percentile (top earners) | $80,440 | $38.67 |
Highest-paying states for Credit Counselor
Where you work matters more than almost anything else. California leads the country for Credit Counselor pay at $67,120 a year, followed by Georgia ($64,080) and District of Columbia ($63,580). At the other end, Missouri posts the lowest median at $30,580 — a gap of $36,540 for the same job, driven by local demand, industry mix, and cost of living.
| # | State | Median salary | Hourly | vs national |
|---|---|---|---|---|
| 1 | California | $67,120 | $32.27 | +29% |
| 2 | Georgia | $64,080 | $30.81 | +23% |
| 3 | District of Columbia | $63,580 | $30.57 | +22% |
| 4 | Massachusetts | $63,240 | $30.40 | +21% |
| 5 | New York | $63,030 | $30.30 | +21% |
Credit Counselor salary in every state
Official BLS state-level figures across 46 states and territories. Click a state for the full local breakdown.
Workforce and education
About 28,000 people work as Credit Counselors in the United States. The mean (average) wage is $57,210 — above the median, which means high earners pull the average up. On qualifications: a bachelor's degree (about 4 years of college) is the standard entry requirement, per O*NET occupation data.
Frequently asked questions
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