Credit Counselor Salary in Kentucky (2026)

Official state-level BLS pay data for Credit Counselors in Kentucky, plus how it compares with the rest of the country.

Official BLS state wage data · Unknown vintage
Kentucky Median
$48,150
per year
Hourly Rate
$23.15
based on 2,080 hrs/yr
vs National
-8% vs US median
US median $52,230
State Rank
#34 of 46
220 employed here

How much does a Credit Counselor make in Kentucky?

A Credit Counselor working in Kentucky earns a median salary of $48,150 per year, or about $23.15 per hour. That is 8% below the national median of $52,230 for this occupation.

Within Kentucky, entry-level pay starts around $37,360 while the top 10% make $74,210 or more. The middle 50% of earners fall between $42,340 and $58,190 a year.

Credit Counselor salary range in Kentucky

Pay levelAnnual salaryHourly rate
10th percentile (entry level)$37,360$17.96
25th percentile (early career)$42,340$20.36
50th percentile (median)$48,150$23.15
75th percentile (experienced)$58,190$27.98
90th percentile (top earners)$74,210$35.68

How Kentucky compares

Kentucky ranks 34th out of 46 states and territories for Credit Counselor pay. The top 5 best-paying states:

RankStateMedian salary
1California$67,120
2Georgia$64,080
3District of Columbia$63,580
4Massachusetts$63,240
5New York$63,030

Working as a Credit Counselor in Kentucky

Nationally, about 28,000 people work as Credit Counselors in the United States. A bachelor's degree (about 4 years of college) is the standard entry requirement.

Considering a move? Compare Kentucky pay ($48,150) against the highest-paying state above, and weigh the difference against housing and everyday costs — a smaller paycheck in a cheaper state can stretch further.

Frequently asked questions

How much does a Credit Counselor make in Kentucky?
The median Credit Counselor salary in Kentucky is $48,150 per year, or about $23.15 per hour, per official BLS state wage estimates. Salaries typically range from $37,360 at the entry level to $74,210 for the top 10% of earners.
How does Kentucky pay compare to the national average?
Kentucky pays Credit Counselors about 8% less than the national median of $52,230. Kentucky ranks 34th out of 46 states and territories reporting this occupation.
Is Kentucky a good state for Credit Counselors?
Pay runs below the national median here, at $48,150 a year. About 220 Credit Counselors are employed in Kentucky. A lower cost of living can offset the smaller paycheck, so compare take-home value, not just salary.
What are the highest-paying jobs in Kentucky?
The highest-paying occupations in Kentucky include Cardiologist ($558,180), Airline Pilots, Copilots, and Flight Engineers ($350,950), Anesthesiologist ($347,960), based on median annual pay in official BLS state estimates.

← See the national Credit Counselor salary report

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Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), Unknown vintage. Education requirements: O*NET (U.S. Department of Labor). State figures are official BLS state-level wage estimates. Where BLS suppresses a state percentile, it is scaled from the official national distribution. Individual pay varies by employer, metro area, and experience.