Massachusetts Median
$63,240
per year
Hourly Rate
$30.40
based on 2,080 hrs/yr
vs National
+21% vs US median
US median $52,230
State Rank
#4 of 46
770 employed here
How much does a Credit Counselor make in Massachusetts?
A Credit Counselor working in Massachusetts earns a median salary of $63,240 per year, or about $30.40 per hour. That is 21% above the national median of $52,230 for this occupation.
Within Massachusetts, entry-level pay starts around $44,730 while the top 10% make $94,110 or more. The middle 50% of earners fall between $53,340 and $79,350 a year.
Credit Counselor salary range in Massachusetts
| Pay level | Annual salary | Hourly rate | |
|---|
| 10th percentile (entry level) | $44,730 | $21.50 |
|
| 25th percentile (early career) | $53,340 | $25.64 |
|
| 50th percentile (median) | $63,240 | $30.40 |
|
| 75th percentile (experienced) | $79,350 | $38.15 |
|
| 90th percentile (top earners) | $94,110 | $45.25 |
|
How Massachusetts compares
Massachusetts ranks 4th out of 46 states and territories for Credit Counselor pay. The top 5 best-paying states:
Credit Counselor salary in other states
California $67,120Georgia $64,080District of Columbia $63,580New York $63,030Nebraska $62,510Washington $62,360Minnesota $62,160Maryland $60,450Oregon $59,150New Hampshire $58,830Rhode Island $58,480Pennsylvania $58,330New Jersey $57,180Colorado $57,130Maine $55,490Nevada $55,480Connecticut $54,710South Carolina $53,190Delaware $52,840North Dakota $52,220Michigan $52,160Wisconsin $52,140Illinois $51,930Virginia $51,550Arizona $51,480Utah $51,330Ohio $51,160Idaho $51,130New Mexico $50,390South Dakota $48,890Texas $48,220Indiana $48,180Kentucky $48,150Iowa $48,130Alabama $48,120Louisiana $47,250Oklahoma $46,950Florida $46,300North Carolina $46,180Mississippi $45,990West Virginia $45,860Arkansas $45,060Wyoming $42,580Tennessee $38,730Missouri $30,580
Working as a Credit Counselor in Massachusetts
Nationally, about 28,000 people work as Credit Counselors in the United States. A bachelor's degree (about 4 years of college) is the standard entry requirement.
Considering a move? Compare Massachusetts pay ($63,240) against the highest-paying state above, and weigh the difference against housing and everyday costs — a smaller paycheck in a cheaper state can stretch further.
Frequently asked questions
How much does a Credit Counselor make in Massachusetts?
The median Credit Counselor salary in Massachusetts is $63,240 per year, or about $30.40 per hour, per official BLS state wage estimates. Salaries typically range from $44,730 at the entry level to $94,110 for the top 10% of earners.
How does Massachusetts pay compare to the national average?
Massachusetts pays Credit Counselors about 21% more than the national median of $52,230. Massachusetts ranks 4th out of 46 states and territories reporting this occupation.
Is Massachusetts a good state for Credit Counselors?
Yes on pay — Massachusetts pays above the national median for this occupation, at $63,240 a year. About 770 Credit Counselors are employed in Massachusetts. Weigh that against local housing and living costs before moving.
What are the highest-paying jobs in Massachusetts?
The highest-paying occupations in Massachusetts include Radiologist ($426,560), Orthopedic Surgeon, Except Pediatric ($392,300), Surgeon, All Other ($387,150), based on median annual pay in official BLS state estimates.
← See the national Credit Counselor salary report
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Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), Unknown vintage. Education requirements: O*NET (U.S. Department of Labor). State figures are official BLS state-level wage estimates. Where BLS suppresses a state percentile, it is scaled from the official national distribution. Individual pay varies by employer, metro area, and experience.