Tennessee Median
$38,730
per year
Hourly Rate
$18.62
based on 2,080 hrs/yr
vs National
-26% vs US median
US median $52,230
State Rank
#45 of 46
950 employed here
How much does a Credit Counselor make in Tennessee?
A Credit Counselor working in Tennessee earns a median salary of $38,730 per year, or about $18.62 per hour. That is 26% below the national median of $52,230 for this occupation.
Within Tennessee, entry-level pay starts around $31,200 while the top 10% make $105,140 or more. The middle 50% of earners fall between $37,530 and $64,700 a year.
Credit Counselor salary range in Tennessee
| Pay level | Annual salary | Hourly rate | |
|---|
| 10th percentile (entry level) | $31,200 | $15.00 |
|
| 25th percentile (early career) | $37,530 | $18.04 |
|
| 50th percentile (median) | $38,730 | $18.62 |
|
| 75th percentile (experienced) | $64,700 | $31.11 |
|
| 90th percentile (top earners) | $105,140 | $50.55 |
|
How Tennessee compares
Tennessee ranks 45th out of 46 states and territories for Credit Counselor pay. The top 5 best-paying states:
Credit Counselor salary in other states
California $67,120Georgia $64,080District of Columbia $63,580Massachusetts $63,240New York $63,030Nebraska $62,510Washington $62,360Minnesota $62,160Maryland $60,450Oregon $59,150New Hampshire $58,830Rhode Island $58,480Pennsylvania $58,330New Jersey $57,180Colorado $57,130Maine $55,490Nevada $55,480Connecticut $54,710South Carolina $53,190Delaware $52,840North Dakota $52,220Michigan $52,160Wisconsin $52,140Illinois $51,930Virginia $51,550Arizona $51,480Utah $51,330Ohio $51,160Idaho $51,130New Mexico $50,390South Dakota $48,890Texas $48,220Indiana $48,180Kentucky $48,150Iowa $48,130Alabama $48,120Louisiana $47,250Oklahoma $46,950Florida $46,300North Carolina $46,180Mississippi $45,990West Virginia $45,860Arkansas $45,060Wyoming $42,580Missouri $30,580
Working as a Credit Counselor in Tennessee
Nationally, about 28,000 people work as Credit Counselors in the United States. A bachelor's degree (about 4 years of college) is the standard entry requirement.
Considering a move? Compare Tennessee pay ($38,730) against the highest-paying state above, and weigh the difference against housing and everyday costs — a smaller paycheck in a cheaper state can stretch further.
Frequently asked questions
How much does a Credit Counselor make in Tennessee?
The median Credit Counselor salary in Tennessee is $38,730 per year, or about $18.62 per hour, per official BLS state wage estimates. Salaries typically range from $31,200 at the entry level to $105,140 for the top 10% of earners.
How does Tennessee pay compare to the national average?
Tennessee pays Credit Counselors about 26% less than the national median of $52,230. Tennessee ranks 45th out of 46 states and territories reporting this occupation.
Is Tennessee a good state for Credit Counselors?
Pay runs below the national median here, at $38,730 a year. About 950 Credit Counselors are employed in Tennessee. A lower cost of living can offset the smaller paycheck, so compare take-home value, not just salary.
What are the highest-paying jobs in Tennessee?
The highest-paying occupations in Tennessee include Cardiologist ($610,080), Dermatologist ($433,630), Surgeon, All Other ($373,510), based on median annual pay in official BLS state estimates.
← See the national Credit Counselor salary report
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Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), Unknown vintage. Education requirements: O*NET (U.S. Department of Labor). State figures are official BLS state-level wage estimates. Where BLS suppresses a state percentile, it is scaled from the official national distribution. Individual pay varies by employer, metro area, and experience.