New Jersey Median
$57,180
per year
Hourly Rate
$27.49
based on 2,080 hrs/yr
vs National
+9% vs US median
US median $52,230
State Rank
#14 of 46
530 employed here
How much does a Credit Counselor make in New Jersey?
Credit Counselors in New Jersey take home a median of $57,180 annually — roughly $27.49 an hour — which runs 9% above the national median of $52,230.
Within New Jersey, entry-level pay starts around $40,440 while the top 10% make $75,740 or more. The middle 50% of earners fall between $45,370 and $62,370 a year.
Credit Counselor salary range in New Jersey
| Pay level | Annual salary | Hourly rate | |
|---|
| 10th percentile (entry level) | $40,440 | $19.44 |
|
| 25th percentile (early career) | $45,370 | $21.81 |
|
| 50th percentile (median) | $57,180 | $27.49 |
|
| 75th percentile (experienced) | $62,370 | $29.99 |
|
| 90th percentile (top earners) | $75,740 | $36.41 |
|
How New Jersey compares
New Jersey ranks 14th out of 46 states and territories for Credit Counselor pay. The top 5 best-paying states:
Credit Counselor salary in other states
California $67,120Georgia $64,080District of Columbia $63,580Massachusetts $63,240New York $63,030Nebraska $62,510Washington $62,360Minnesota $62,160Maryland $60,450Oregon $59,150New Hampshire $58,830Rhode Island $58,480Pennsylvania $58,330Colorado $57,130Maine $55,490Nevada $55,480Connecticut $54,710South Carolina $53,190Delaware $52,840North Dakota $52,220Michigan $52,160Wisconsin $52,140Illinois $51,930Virginia $51,550Arizona $51,480Utah $51,330Ohio $51,160Idaho $51,130New Mexico $50,390South Dakota $48,890Texas $48,220Indiana $48,180Kentucky $48,150Iowa $48,130Alabama $48,120Louisiana $47,250Oklahoma $46,950Florida $46,300North Carolina $46,180Mississippi $45,990West Virginia $45,860Arkansas $45,060Wyoming $42,580Tennessee $38,730Missouri $30,580
Working as a Credit Counselor in New Jersey
Nationally, about 28,000 people work as Credit Counselors in the United States. A bachelor's degree (about 4 years of college) is the standard entry requirement.
Considering a move? Compare New Jersey pay ($57,180) against the highest-paying state above, and weigh the difference against housing and everyday costs — a smaller paycheck in a cheaper state can stretch further.
Frequently asked questions
How much does a Credit Counselor make in New Jersey?
The median Credit Counselor salary in New Jersey is $57,180 per year, or about $27.49 per hour, per official BLS state wage estimates. Salaries typically range from $40,440 at the entry level to $75,740 for the top 10% of earners.
How does New Jersey pay compare to the national average?
New Jersey pays Credit Counselors about 9% more than the national median of $52,230. New Jersey ranks 14th out of 46 states and territories reporting this occupation.
Is New Jersey a good state for Credit Counselors?
Yes on pay — New Jersey pays above the national median for this occupation, at $57,180 a year. About 530 Credit Counselors are employed in New Jersey. Weigh that against local housing and living costs before moving.
What are the highest-paying jobs in New Jersey?
The highest-paying occupations in New Jersey include Radiologist ($482,700), Surgeon, All Other ($437,890), Physician, Pathologists ($355,970), based on median annual pay in official BLS state estimates.
← See the national Credit Counselor salary report
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Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), Unknown vintage. Education requirements: O*NET (U.S. Department of Labor). State figures are official BLS state-level wage estimates. Where BLS suppresses a state percentile, it is scaled from the official national distribution. Individual pay varies by employer, metro area, and experience.