Texas Median
$48,220
per year
Hourly Rate
$23.18
based on 2,080 hrs/yr
vs National
-8% vs US median
US median $52,230
State Rank
#32 of 46
3,950 employed here
How much does a Credit Counselor make in Texas?
A Credit Counselor working in Texas earns a median salary of $48,220 per year, or about $23.18 per hour. That is 8% below the national median of $52,230 for this occupation.
Within Texas, entry-level pay starts around $36,120 while the top 10% make $66,750 or more. The middle 50% of earners fall between $39,240 and $57,140 a year.
Credit Counselor salary range in Texas
| Pay level | Annual salary | Hourly rate | |
|---|
| 10th percentile (entry level) | $36,120 | $17.37 |
|
| 25th percentile (early career) | $39,240 | $18.87 |
|
| 50th percentile (median) | $48,220 | $23.18 |
|
| 75th percentile (experienced) | $57,140 | $27.47 |
|
| 90th percentile (top earners) | $66,750 | $32.09 |
|
How Texas compares
Texas ranks 32nd out of 46 states and territories for Credit Counselor pay. The top 5 best-paying states:
Credit Counselor salary in other states
California $67,120Georgia $64,080District of Columbia $63,580Massachusetts $63,240New York $63,030Nebraska $62,510Washington $62,360Minnesota $62,160Maryland $60,450Oregon $59,150New Hampshire $58,830Rhode Island $58,480Pennsylvania $58,330New Jersey $57,180Colorado $57,130Maine $55,490Nevada $55,480Connecticut $54,710South Carolina $53,190Delaware $52,840North Dakota $52,220Michigan $52,160Wisconsin $52,140Illinois $51,930Virginia $51,550Arizona $51,480Utah $51,330Ohio $51,160Idaho $51,130New Mexico $50,390South Dakota $48,890Indiana $48,180Kentucky $48,150Iowa $48,130Alabama $48,120Louisiana $47,250Oklahoma $46,950Florida $46,300North Carolina $46,180Mississippi $45,990West Virginia $45,860Arkansas $45,060Wyoming $42,580Tennessee $38,730Missouri $30,580
Working as a Credit Counselor in Texas
Nationally, about 28,000 people work as Credit Counselors in the United States. A bachelor's degree (about 4 years of college) is the standard entry requirement.
Considering a move? Compare Texas pay ($48,220) against the highest-paying state above, and weigh the difference against housing and everyday costs — a smaller paycheck in a cheaper state can stretch further.
Frequently asked questions
How much does a Credit Counselor make in Texas?
The median Credit Counselor salary in Texas is $48,220 per year, or about $23.18 per hour, per official BLS state wage estimates. Salaries typically range from $36,120 at the entry level to $66,750 for the top 10% of earners.
How does Texas pay compare to the national average?
Texas pays Credit Counselors about 8% less than the national median of $52,230. Texas ranks 32nd out of 46 states and territories reporting this occupation.
Is Texas a good state for Credit Counselors?
Pay runs below the national median here, at $48,220 a year. About 3,950 Credit Counselors are employed in Texas. A lower cost of living can offset the smaller paycheck, so compare take-home value, not just salary.
What are the highest-paying jobs in Texas?
The highest-paying occupations in Texas include Cardiologist ($410,150), Neurologist ($360,640), Physician, Pathologists ($345,830), based on median annual pay in official BLS state estimates.
← See the national Credit Counselor salary report
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Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), Unknown vintage. Education requirements: O*NET (U.S. Department of Labor). State figures are official BLS state-level wage estimates. Where BLS suppresses a state percentile, it is scaled from the official national distribution. Individual pay varies by employer, metro area, and experience.